Today’s post contains a lot of little ideas that I assembled last week; in fact, I nearly titled it potpourri, but I was put off by the association with aromatic plant material, not to mention the fact that in French, the term means “rotten pot.” Upon further reflection, I realized the common theme uniting these elements is the theme of personal responsibility. So here we go. Last week, I received a notice informing me that Cabot’s medical insurance premiums would go up next year. No surprise there. It happens every year. What shocked me, however, was the amount of...